Termination of VISA fraud liability protection using 3DS 1.0.2

As the ongoing pandemic situation has proved, the digital economy plays an increasing part in all our lives; therefore, it is vital that electronic payments are secure, convenient, and accessible.

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Strong Customer Authentication (SCA) explained

Strong Customer Authentication (SCA) is a mandate introduced by the Payment Services Directive (PSD2) enacted by the European Commission, which requires electronic payments initiated by the buyer to be authenticated by at least two of the following three factors.

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Coming This October: Visa High-Brand Risk Merchant Registration

Already in use by Mastercard, Visa is also introducing new rules for high-brand risk merchants requiring global registration.

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Visa COVID-19 Update: Policy for Subscription Merchants Offering Free Trials

Visa is updating its acceptance, disclosure and dispute policies for transactions at merchants that offer free trials or discounted introductory promotions as part of an ongoing subscription service.

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Mastercard Chargeback Process News Dispute Resolution Management During COVID-19

The new coronavirus (or COVID-19) has influenced our lives significantly. Not only has it changed the way we live and interact; it has also impacted the way we shop, pay, and accept payments.

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Mastercard Chargeback Programs: 2020 Update

Mastercard has announced updates in its fraud and chargeback merchant compliance programs. Take the opportunity to be familiarized with these new standards.

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Mastercard’s Chargeback and Fraud-related Disputes

Mastercard is enhancing the chargeback process by making it easier and faster to handle disputes to improve the dispute handling processes.

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Mastercard Chargeback Process & Updates

Similarly to Visa’s VCR (Visa Claims Resolution) Mastercard has announced it is also updating and simplifying its chargeback processes.

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Visa Free Trial & Subscription Merchants Update: FAQ

Effective 18 April 2020, Visa is updating acceptance, disclosure and dispute policies for transactions at merchants that offer free trials or introductory promotions as part of an ongoing subscription service.

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Subscription Merchants: Updates to Free Trials and Negative Option Billing

From April 2020, Visa will update its rules and requirements for free trials applying equally to merchants selling physical or digital goods, and services.

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